Daily Mortgage Rate Updates
Fresh national rate context each day, plus what the housing data means for buyers and refinancers.
August 17, 2026
Monday mortgage-rate update: the 30-year fixed is near 6.71% after July retail sales fell 0.6%. What this week's housing data could mean for buyers.
After you check rates
Compare the program, run a payment, then read the latest rate note. These are the pages to cite and the pages that lead to a real application.
Mortgage Rates Start the Week Near 6.71% After Weak July Retail Sales National 30-year index as of 2026-08-14.
Lower down payment and more flexible credit.
Benefits for eligible veterans and service members.
Conforming financing and PMI exit paths.
Zero-down options when the map and income clear.
A planning range before you shop.
MIP, PMI, and which file usually wins.
When $0 down is real and when it is not.