Fast Home Loan

An editorial daily. Not a lender, brokerage, or property manager.

About the publication

Sunday brief · September 13, 2026

Four desks. One daily. No lock pitch.

LendingResidentialCommercial & landProperty managementLocalToday's notes

Fast Home Loan Daily reads public rate, housing, CRE, and occupancy series the way a newsroom does: dated, sourced, and finished when the print is finished. We do not originate loans or take applications.

Pick a desk, or jump to today's notes. Educational tools stay in the footer.

Last updated:

Newspapers, a coffee cup, and a notebook on a newsroom table

Last cited lending tape

National indexes, not a personal quote. Read the 2026-08-30 rate note.

Daily 30-year
6.81%
as of 2026-08-28
Freddie Mac weekly
6.66%
as of 2026-08-27
What that is not
A lock or an APR
A licensed originator quotes the file.

Cited daily 30-year

Weekday index by as-of date through Aug 28. Source note.

Cited instruments side by side

Daily 30-year, daily 15-year, Freddie weekly, and the 10-year CMT. Four series. No lock.

Latest from each desk

Four different questions. Same rule: cite the print, or wait.

Printed rate tables, a calculator, and reading glasses on a newsroom desk

Lending desk

Hillsborough Has Three Cities and a County HPI
Tampa, Plant City, and Temple Terrace are Hillsborough’s only cities. FHFA’s annual county HPI via FRED is 387.39 in 2025 versus 381.06 in 2024. That is not the Tampa MSAD row and not a 6.81% lock.
Read the note →Lending hub →
A quiet residential street with a for-sale sign in the front yard

Residential desk

Pinellas Has Twenty-Four Municipalities and a County HPI
Pinellas County has twenty-four incorporated cities and towns. FHFA’s annual county HPI via FRED is 413.90 in 2025 versus 422.54 in 2024. That is not the St. Pete MSAD row and not a Clearwater median. Keep 6.81% as of August 28.
Read the note →Residential hub →
An industrial warehouse and loading dock at dusk

Commercial & land desk

Cape Coral and Naples Are Two HPIs, Not a Cap Rate
FHFA’s 2026 Q2 all-transactions HPI has Cape Coral-Fort Myers −0.90% year over year and −2.08% in the quarter. Naples-Marco Island’s FRED reprint is 572.25 in Q2 2026 versus 567.47 a year earlier. Neither is takeout.
Read the note →Commercial & land hub →
Apartment mailboxes, a clipboard, and a ring of keys in a building office

Property management desk

South Florida Is Three FHFA Divisions, Not a Rent Roll
FHFA’s 2026 Q2 all-transactions HPI: Miami division +1.27% year over year, Fort Lauderdale +0.77%, West Palm Beach +3.65%. BLS Miami CPI was +3.4% for the year ending June. None of that is collected rent.
Read the note →Property management hub →

The four desks

Each hub is a short beat plus a feed. Empty desks do not ship.

Printed rate tables, a calculator, and reading glasses on a newsroom desk
Lending
National mortgage indexes and what they mean for buyers and owners
A quiet residential street with a for-sale sign in the front yard
Residential
Existing-home turnover, new supply, and the lock-in effect
An industrial warehouse and loading dock at dusk
Commercial & land
Cap rates, takeout costs, and land that still has to pencil
Apartment mailboxes, a clipboard, and a ring of keys in a building office
Property management
Vacancy, rent, and the operating brief

The calculator and a few evergreen explainers stay up as education. They do not pre-approve anyone. If you need a licensed originator, look one up on NMLS Consumer Access. We will not pretend to be that person.

Local markets

County and metro notes for Florida when we have an official source. A page without a source stays empty.

Latest: Pinellas Has Twenty-Four Municipalities and a County HPI

Open the local section →