Orange County · Residential desk · September 13, 2026
Orange County has thirteen cities and a county index
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These notes are about Orange County as a whole. Orlando is one city among thirteen. Horizon West and Pine Hills are unincorporated. The official house-price number we can cite today is a county index, not an Orlando sale price.
What the cited tape move does to a $400,000 30-year shape
Principal and interest only, from 6.71% as of Aug 14 to 6.81% as of Aug 28. That is about $27 more per month before tax and insurance. Run the calculator. Not an approval.
The cities, and the places that are not cities
The 2020 Census lists thirteen incorporated places in Orange County: Apopka, Bay Lake, Belle Isle, Eatonville, Edgewood, Lake Buena Vista, Maitland, Oakland, Ocoee, Orlando, Windermere, Winter Garden, and Winter Park. Eatonville, Oakland, and Windermere are towns. Bay Lake and Lake Buena Vista are cities. Thirteen city names do not create thirteen official house-price indexes.
Named unincorporated communities include Alafaya, Horizon West, Hunters Creek, Meadow Woods, and Pine Hills. Four Corners also appears in Lake, Osceola, and Polk counties in the same Census file. We will not invent a sale price or days on market for those places.
What the county house-price number is
The Federal Housing Finance Agency publishes an annual house-price index for Orange County, FL. On FRED that series is ATNHPIUS12095A. The index was 340.05 in 2025, 337.32 in 2024, and 319.59 in 2023 (2000 equals 100; last updated March 31, 2026). That number is for the whole county. It is not a sale price for one city. It is also not the Orlando–Kissimmee–Sanford metro row from FHFA’s 2026 Q2 table (+0.83% year over year). That is a different series.
The last official daily 30-year rate on this site is 6.81% as of August 28. That is a national rate, not a local lock. Use the payment calculator only as a payment shape. The result is not an approval.
What Census vacancy can say
The Census Bureau’s 2024 American Community Survey 1-year estimates, released September 11, 2025, give Orange County, FL a homeowner vacancy rate of 1.5% and a rental vacancy rate of 6.6%. 7.8% of housing units were vacant, which includes seasonal and occasional-use homes. The 2023 1-year estimates were a 1.0% homeowner vacancy rate and a 7.1% rental vacancy rate. Those are housing-unit rates for the whole county. They are not an office or retail vacancy rate, and they are not a vacancy print for one city.
FAQ
Does this page publish a sale price for every city in Orange County, FL?
No. The house-price figure here is the FHFA annual county index via FRED ATNHPIUS12095A: 340.05 in 2025 versus 337.32 in 2024. We do not invent a median sale price or days on market for each town.
Is that county index a mortgage rate?
No. The last official daily 30-year cited on this site is 6.81% as of August 28, 2026. That is a national survey, not a personal APR.
Does this page publish an office or storefront vacancy rate for Orange County, FL?
No. The vacancy figures here are Census ACS 2024 1-year housing rates for the county: homeowner vacancy 1.5% and rental vacancy 6.6%. That table is about housing units, not commercial space.
Sources: FRED ATNHPIUS12095A (FHFA all-transactions Orange County, FL annual index 340.05 (2025), 337.32 (2024), 319.59 (2023); 2000=100; updated March 31, 2026); Census 2020 Florida place-by-county file (Incorporated places named for Orange County, FL); Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); Census ACS 2024 1-year DP04 (Orange County, FL homeowner vacancy 1.5%, rental vacancy 6.6%, vacant housing units 7.8%; released September 11, 2025); Census ACS 2023 1-year DP04 (Orange County, FL homeowner vacancy 1.0%, rental vacancy 7.1%, vacant housing units 7.2%; released September 12, 2024).