Tampa Bay · Lending desk · September 12, 2026
Tampa and St. Pete are two FHFA prints, not a local 30-year
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Tampa Bay is not one house-price row. FHFA’s 2026 Q2 all-transactions table, not seasonally adjusted, has the Tampa metropolitan division up 1.07% year over year and down 0.41% in the quarter. The St. Petersburg-Clearwater-Largo division is down 0.09% year over year and down 0.07% in the quarter. The last official daily 30-year cited here is still 6.81% as of August 28. A Bay-area letter that averages those two HPIs into a coupon is a hope tape.
Last cited daily 30-year
Official weekday prints by as-of date, Aug 14 through Aug 28. Axis is cropped to the cited range. Read the tape note.
| As of | Rate |
|---|---|
| 2026-08-14 | 6.71% |
| 2026-08-17 | 6.73% |
| 2026-08-18 | 6.75% |
| 2026-08-19 | 6.72% |
| 2026-08-20 | 6.76% |
| 2026-08-21 | 6.77% |
| 2026-08-24 | 6.78% |
| 2026-08-25 | 6.74% |
| 2026-08-26 | 6.75% |
| 2026-08-27 | 6.75% |
| 2026-08-28 | 6.81% |
Four cited instruments
Different surveys. None of these is a lock. The 15-year and 10-year are the last figures named on this site.
What the price table named, and what CPI added
FHFA split this market. Tampa’s five-year all-transactions change in the same table is 47.80%. St. Pete’s is 43.61%. Ranking on the one-year list is 181 for Tampa and 216 for St. Pete. Do not mash them into a Hillsborough-Pinellas blend and call it official.
BLS has a local CPI here, which Orlando and Jacksonville do not publish as a standalone news release. The Tampa-St. Petersburg-Clearwater CPI-U fell 0.1% from May to July and rose 1.9% for the 12 months ending July. Shelter rose 0.4% over those two months and 0.2% over the year. Energy fell 7.7% over the two months. That is a price-of-living print for the CBSA. It is not rent-roll cash, and it is not a mortgage index.
What a Saturday letter still cannot buy
Friday already said the last weekday before FOMC week is not a lock. The Federal Open Market Committee still meets September 15–16. Keep Freddie Mac’s weekly 30-year at 6.66% as of August 27. An FHFA quarter that closed in June does not price Tuesday’s statement.
Use the payment calculator only as a shape. Add tax and insurance for the county on the file. The result is not an approval. This publication does not originate loans.
FAQ
Did this site cite one Tampa Bay house-price index?
No. FHFA’s 2026 Q2 all-transactions table reports Tampa, FL (MSAD) and St. Petersburg-Clearwater-Largo, FL (MSAD) separately. Year-over-year they were +1.07% and −0.09%.
Is the Tampa CPI a local 30-year?
No. The BLS Tampa-St. Petersburg-Clearwater CPI-U was +1.9% for the 12 months ending July 2026. The last official daily 30-year cited here is 6.81% as of August 28, 2026. Neither is a personal APR.
Sources: FHFA HPI summary tables, 2026 Q2 (Tampa MSAD AT +1.07% year, −0.41% quarter; St. Petersburg-Clearwater-Largo MSAD AT −0.09% year, −0.07% quarter); BLS CPI, Tampa-St. Petersburg-Clearwater, July 2026 (all items −0.1% May–July, +1.9% year; shelter +0.4% two-month, +0.2% year; released August 12, 2026); Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); Federal Reserve FOMC calendar (September 15–16, 2026 meeting).