Lending desk · September 7, 2026
Labor Day does not move the September FOMC
Last updated:
Monday’s lending note is about the meeting that still sits on the calendar. Labor Day closes the daily mortgage index. It does not move the Federal Open Market Committee. The September 15–16 meeting is still the policy date this site has named. The last official daily 30-year cited here is 6.81% as of August 28. There is no holiday coupon.
What is closed today, and what is not?
Mortgage News Daily’s daily index is a weekday survey. Saturday’s note already said Labor Day does not print one. Today’s point is the policy calendar: the FOMC still meets September 15–16. A holiday does not buy an extra week of delay. PPI and CPI, which the August 30 rate note placed after Labor Day, still land on their BLS calendars. This desk invents none of those prints.
The last official monthly payrolls figure named here is July, down 23,000. August’s Employment Situation has not been sourced on this site. Weekly claims last cited here are 203,000. Freddie Mac’s weekly 30-year remains 6.66% as of August 27. None of those numbers is a lock.
What should a Labor Day letter cite?
If a lender is even open, the honest letter still names 6.81% as of August 28 and says it is not a lock. Tuesday is the next weekday index this site expects. Use the payment calculator only as a shape. Add tax and insurance. The result is not an approval.
This publication does not originate loans or take applications. A lock belongs with a licensed originator after the holiday.
FAQ
Is there a Labor Day official daily 30-year?
No. The last official daily 30-year cited here is 6.81% as of August 28, 2026. The next weekday index is due Tuesday.
Did the September FOMC move because of the holiday?
No. The meeting this site has named is still September 15–16, 2026. Labor Day does not change that date.
Sources: Federal Reserve FOMC calendar (September 15–16, 2026 meeting); Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026; weekday survey); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); August 30 rate note calendar (Labor Day Monday, September 7, 2026; PPI and CPI the following week).