Palm Beach County · Residential desk · September 13, 2026
Palm Beach County has thirty-nine municipalities and a county index
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These notes are about Palm Beach County as a whole. West Palm Beach, Boca Raton, and the Town of Palm Beach are three different municipalities. The house-price number we cite is a county index.
What the cited tape move does to a $400,000 30-year shape
Principal and interest only, from 6.71% as of Aug 14 to 6.81% as of Aug 28. That is about $27 more per month before tax and insurance. Run the calculator. Not an approval.
The cities, and the places that are not cities
The 2020 Census lists thirty-nine incorporated places: Atlantis, Belle Glade, Boca Raton, Boynton Beach, Briny Breezes, Cloud Lake, Delray Beach, Glen Ridge, Golf, Greenacres, Gulf Stream, Haverhill, Highland Beach, Hypoluxo, Juno Beach, Jupiter, Jupiter Inlet Colony, Lake Clarke Shores, Lake Park, Lake Worth Beach, Lantana, Loxahatchee Groves, Manalapan, Mangonia Park, North Palm Beach, Ocean Ridge, Pahokee, the Town of Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm Springs, Riviera Beach, Royal Palm Beach, South Bay, South Palm Beach, Tequesta, Wellington, Westlake, and West Palm Beach. The Town of Palm Beach is not the same place as Palm Beach County or as West Palm Beach.
The same file also names unincorporated communities. We will not invent a sale price for those places. The Palm Beach County index is also not the West Palm Beach-Boca Raton-Delray Beach metro-division row from FHFA’s 2026 Q2 table (+3.65% year over year).
What the county house-price number is
The Federal Housing Finance Agency publishes an annual house-price index for Palm Beach County, FL. On FRED that series is ATNHPIUS12099A. The index was 428.31 in 2025, 423.39 in 2024, and 399.17 in 2023 (2000 equals 100; last updated March 31, 2026). That number is for the whole county. It is not a sale price for one city.
The last official daily 30-year rate on this site is 6.81% as of August 28. That is a national rate, not a local lock. Use the payment calculator only as a payment shape. The result is not an approval.
What Census vacancy can say
The Census Bureau’s 2024 American Community Survey 1-year estimates, released September 11, 2025, give Palm Beach County, FL a homeowner vacancy rate of 1.4% and a rental vacancy rate of 8.6%. 14.6% of housing units were vacant, which includes seasonal and occasional-use homes. The 2023 1-year estimates were a 1.9% homeowner vacancy rate and a 9.4% rental vacancy rate. Those are housing-unit rates for the whole county. They are not an office or retail vacancy rate, and they are not a vacancy print for one city.
FAQ
Does this page publish a sale price for every city in Palm Beach County, FL?
No. The house-price figure here is the FHFA annual county index via FRED ATNHPIUS12099A: 428.31 in 2025 versus 423.39 in 2024. We do not invent a median sale price or days on market for each town.
Is that county index a mortgage rate?
No. The last official daily 30-year cited on this site is 6.81% as of August 28, 2026. That is a national survey, not a personal APR.
Does this page publish an office or storefront vacancy rate for Palm Beach County, FL?
No. The vacancy figures here are Census ACS 2024 1-year housing rates for the county: homeowner vacancy 1.4% and rental vacancy 8.6%. That table is about housing units, not commercial space.
Sources: FRED ATNHPIUS12099A (FHFA all-transactions Palm Beach County, FL annual index 428.31 (2025), 423.39 (2024), 399.17 (2023); 2000=100; updated March 31, 2026); Census 2020 Florida place-by-county file (Incorporated places named for Palm Beach County, FL); Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); Census ACS 2024 1-year DP04 (Palm Beach County, FL homeowner vacancy 1.4%, rental vacancy 8.6%, vacant housing units 14.6%; released September 11, 2025); Census ACS 2023 1-year DP04 (Palm Beach County, FL homeowner vacancy 1.9%, rental vacancy 9.4%, vacant housing units 16.6%; released September 12, 2024).