Duval County · Residential desk · September 13, 2026
Duval County has five municipalities and a county index
Last updated:
These notes are about Duval County as a whole. Jacksonville is the large city. Jacksonville Beach, Atlantic Beach, Neptune Beach, and the Town of Baldwin are also incorporated. The Census file lists no unincorporated Census places in Duval. The house-price number we cite is a county index, not a Jacksonville Beach sale price.
What the cited tape move does to a $400,000 30-year shape
Principal and interest only, from 6.71% as of Aug 14 to 6.81% as of Aug 28. That is about $27 more per month before tax and insurance. Run the calculator. Not an approval.
The cities, and the places that are not cities
The 2020 Census lists five incorporated places in Duval County: Atlantic Beach city, Baldwin town, Jacksonville city, Jacksonville Beach city, and Neptune Beach city. Jacksonville Beach is not the same city as Jacksonville.
The same Census file lists no named unincorporated places in Duval County. We still will not invent a neighborhood sale price or days on market. The Duval county index is also not the Jacksonville metro row from FHFA’s 2026 Q2 table (+0.11% year over year).
What the county house-price number is
The Federal Housing Finance Agency publishes an annual house-price index for Duval County, FL. On FRED that series is ATNHPIUS12031A. The index was 314.88 in 2025, 314.05 in 2024, and 305.33 in 2023 (2000 equals 100; last updated March 31, 2026). That number is for the whole county. It is not a sale price for one city.
The last official daily 30-year rate on this site is 6.81% as of August 28. That is a national rate, not a local lock. Use the payment calculator only as a payment shape. The result is not an approval.
What Census vacancy can say
The Census Bureau’s 2024 American Community Survey 1-year estimates, released September 11, 2025, give Duval County, FL a homeowner vacancy rate of 1.2% and a rental vacancy rate of 11.1%. 8.2% of housing units were vacant, which includes seasonal and occasional-use homes. The 2023 1-year estimates were a 1.4% homeowner vacancy rate and a 8.3% rental vacancy rate. Those are housing-unit rates for the whole county. They are not an office or retail vacancy rate, and they are not a vacancy print for one city.
FAQ
Does this page publish a sale price for every city in Duval County, FL?
No. The house-price figure here is the FHFA annual county index via FRED ATNHPIUS12031A: 314.88 in 2025 versus 314.05 in 2024. We do not invent a median sale price or days on market for each town.
Is that county index a mortgage rate?
No. The last official daily 30-year cited on this site is 6.81% as of August 28, 2026. That is a national survey, not a personal APR.
Does this page publish an office or storefront vacancy rate for Duval County, FL?
No. The vacancy figures here are Census ACS 2024 1-year housing rates for the county: homeowner vacancy 1.2% and rental vacancy 11.1%. That table is about housing units, not commercial space.
Sources: FRED ATNHPIUS12031A (FHFA all-transactions Duval County, FL annual index 314.88 (2025), 314.05 (2024), 305.33 (2023); 2000=100; updated March 31, 2026); Census 2020 Florida place-by-county file (Incorporated places named for Duval County, FL); Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); Census ACS 2024 1-year DP04 (Duval County, FL homeowner vacancy 1.2%, rental vacancy 11.1%, vacant housing units 8.2%; released September 11, 2025); Census ACS 2023 1-year DP04 (Duval County, FL homeowner vacancy 1.4%, rental vacancy 8.3%, vacant housing units 7.9%; released September 12, 2024).