Jacksonville · Residential desk · September 12, 2026
Jacksonville’s HPI is almost flat. That is the print.
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Jacksonville does not need an invented median to have a story. FHFA’s 2026 Q2 all-transactions House Price Index for Jacksonville, not seasonally adjusted, is up 0.11% from a year earlier and down 1.27% in the quarter. Rank 211 on the one-year list. Among the large Florida metros this section named today, that is the softest year-over-year row. The last official daily 30-year cited here is still 6.81% as of August 28.
What the cited tape move does to a $400,000 30-year shape
Principal and interest only, from 6.71% as of Aug 14 to 6.81% as of Aug 28. That is about $27 more per month before tax and insurance. Run the calculator. Not an approval.
What almost-flat actually means on this table
A 0.11% year and a 1.27% quarterly decline are not a crash print and not a boom print. The five-year all-transactions change in the same row is 40.52%. Orlando’s year in the same table is 0.83%. Tampa’s division is 1.07%. Do not turn those ranks into a Northeast-versus-Central listing pitch.
BLS does not publish a standalone Jacksonville CPI news release. This desk will not borrow Tampa’s 1.9% or Miami’s 3.4% and hang them on Duval. If a later Jacksonville CPI or permit table is sourced, that fact gets its own dated note.
What this desk will not invent from a flat HPI
Days on market, a downtown condo index, or a Navy-payroll housing survey. Saturday’s national residential note already said a Saturday offer is not pending home sales. The opening local note already said a city URL is not a Census series.
Keep Freddie Mac’s weekly 30-year at 6.66% as of August 27. Friday already said the last weekday before the September 15–16 FOMC is not a lock. Use the payment calculator only as a shape.
FAQ
Did Jacksonville house prices collapse in 2026 Q2?
This desk will not use that word. FHFA’s all-transactions HPI for Jacksonville was +0.11% year over year and −1.27% in the quarter as of the August 25, 2026 table.
Is there a Jacksonville CPI on this page?
No. This desk has not sourced a standalone BLS Jacksonville CPI news release.
Sources: FHFA HPI summary tables, 2026 Q2 (Jacksonville AT +0.11% year, −1.27% quarter, rank 211); Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026).