There is no new official mortgage-rate print on Sunday. Lenders are still pricing off Friday. Mortgage News Daily's daily index last published Friday around 4 p.m. ET at 6.77% for a top-tier 30-year fixed, up 0.01 from Thursday. Saturday's recap covered the week that finished higher after Wednesday's buyback dip faded. The next official daily number is Monday afternoon.
What is the latest official mortgage rate?
As of Friday, August 21:
- 30-year fixed: 6.77% (+0.01)
- 15-year fixed: 6.61% (+0.31)
- 30-year jumbo: 6.88% (+0.01)
- 7/6 ARM: 6.36% (unchanged)
- 30-year FHA: 6.33% (+0.02)
- 30-year VA: 6.35% (+0.02)
The week finished +0.06 (last Friday was 6.71%; the Thursday before that was 6.69%). Wednesday's Treasury-buyback dip to 6.72% did not hold.
Freddie Mac's weekly 30-year (August 20) is 6.65%. Bankrate's Sunday morning survey shows a 30-year around 6.72%. Those are different samples. The series this site tracks day to day is Mortgage News Daily.
The 10-year Treasury CMT closed Friday at 4.74%. Bond markets are closed until Monday.
Individual lender quotes differ from a national index. A locked rate is not a closed loan.
What matters this week if rates cannot move today?
Monday is light on U.S. data. The week gets heavy after that. Median forecasts from a Wall Street Journal survey:
Tuesday, August 25
- Case-Shiller 20-city home prices (June), survey +1.7% year over year
- Conference Board consumer confidence (August), survey 90.1 versus 90.8
- New home sales (July), survey 619,000 versus 628,000
Wednesday, August 26 (the rate day)
- Q2 GDP second estimate, survey +1.5% (same as the first read)
- July PCE prices, survey +0.1% month over month and +3.6% year over year
- July core PCE, survey +0.2% month over month and +3.3% year over year
- July durable goods orders, survey +0.5%
Core PCE is the Fed's preferred inflation gauge. A hot print raises the odds that long yields stay firm. A soft print is the first real chance this week for a dip.
Thursday, August 27
- Initial jobless claims (week of August 22), survey 206,000 (same as last week's actual)
- Kansas City Fed manufacturing survey
- Jackson Hole symposium opens (through Saturday)
Friday, August 28
- Chicago PMI, survey 57.9
- University of Michigan consumer sentiment, final August, survey 51.0
- Fed Chair Kevin Warsh's Jackson Hole keynote, expected around 10 a.m. ET
Fixed mortgage rates follow the 10-year more than the fed funds rate. Warsh's language about the path of policy can move that yield even if September stays on hold.
What does this mean if you are buying or refinancing?
Weekend locks still price off Friday. If a payment already works at 6.77%, locking removes the risk that Wednesday's inflation print or Friday's speech pushes the 10-year higher. Waiting is a bet that PCE or Jackson Hole helps yields.
Run a payment estimate, then look at purchase or refinance options. See when refinancing beats waiting.
FAQ
Did mortgage rates change on Sunday?
No. There is no weekend official index. Friday's 6.77% is still the last print.
When is the next official daily rate?
Monday, around 4 p.m. ET.
What is the single most important report this week?
Wednesday's core PCE, then Friday's Warsh speech. Housing data on Tuesday matters more for demand than for the next day's rate sheet.
Should I lock before Monday?
Weekend locks still price off Friday. If a payment already works at 6.77%, locking removes the risk that Wednesday's inflation print or Friday's speech pushes the 10-year higher. Waiting is a bet that PCE or Jackson Hole helps yields.
Sources: Mortgage News Daily daily rate index (as of August 21, 2026); Freddie Mac Primary Mortgage Market Survey (August 20: 6.65%); Bankrate Sunday survey (30-year around 6.72%); U.S. Treasury daily yield curve (10-year CMT August 21: 4.74%); Wall Street Journal survey medians for the week of August 25; Kansas City Fed Jackson Hole symposium (August 27–29; Warsh keynote expected August 28).