Lending desk · August 31, 2026
Monday’s rate tape is still 6.81% until the afternoon print
Last updated:
Monday morning does not bring a new official mortgage-rate index. Lenders are still pricing off Friday. Mortgage News Daily last published Friday around 4 p.m. ET at 6.81% for a top-tier 30-year fixed, up 0.06 after Warsh’s hawkish Jackson Hole speech. That is a three-week high. The next official daily number is due this afternoon.
What is the latest official mortgage rate this morning?
The latest official national 30-year daily index on this site is 6.81% as of August 28, 2026. The 15-year context from that same Friday print was 6.35%. Freddie Mac’s weekly 30-year was 6.66% as of August 27. None of those figures is a lock or a personal APR.
Jobs week is the calendar, not a substitute print. JOLTS is due September 1. The August Employment Situation is due September 4, the last monthly payrolls report before the September 15–16 FOMC meeting. ISM manufacturing is also on the September 1 calendar.
What should readers do with a morning that has no new index?
Keep Friday’s 6.81% as the last official tape until this afternoon’s index. A Monday open in MBS can fade before 4 p.m. ET. Do not treat an opening-bell rumor as the day’s print.
This publication will not take an application or lock a rate. If a payment already works at 6.81%, a lock conversation belongs with a licensed originator. Waiting is a bet that this week’s labor data fades Friday’s hawkish read.
FAQ
Did mortgage rates change on Monday morning, August 31?
No official daily index has published yet. Friday’s 6.81% 30-year as of August 28 is still the last print on this site.
When is the next official daily rate?
Monday afternoon, typically around 4 p.m. ET. That print will get its own dated note when it lands.
Sources: Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); BLS release calendar (JOLTS July due September 1; August Employment Situation due September 4).