Lending desk · September 14, 2026
The first weekday of FOMC week is not the statement
Last updated:
Monday’s lending note is about the last weekday coupon we can actually name, not about inventing a vote. Saturday already said the next weekday index this site expected was Monday. Mortgage News Daily’s daily survey still publishes around 4 p.m. ET. This morning note does not invent that print. It does cite Friday’s last weekday index, which earlier notes on this site had not sourced: 7.12% as of September 11. The Federal Open Market Committee meets September 15–16. The statement is Wednesday. A Monday letter cannot lock it.
Last cited daily 30-year
Official weekday prints by as-of date, Aug 14 through Sep 11. Axis is cropped to the cited range. Read the tape note.
| As of | Rate |
|---|---|
| 2026-08-14 | 6.71% |
| 2026-08-17 | 6.73% |
| 2026-08-18 | 6.75% |
| 2026-08-19 | 6.72% |
| 2026-08-20 | 6.76% |
| 2026-08-21 | 6.77% |
| 2026-08-24 | 6.78% |
| 2026-08-25 | 6.74% |
| 2026-08-26 | 6.75% |
| 2026-08-27 | 6.75% |
| 2026-08-28 | 6.81% |
| 2026-09-11 | 7.12% |
Four cited instruments
Different surveys. None of these is a lock. The 15-year and 10-year are the last figures named on this site.
What coupon can this morning’s letter name, and what can it not lock?
Mortgage News Daily’s 30-year daily index was 7.12% as of September 11, up 0.05 from 7.07% on September 10. The 15-year context from that same Friday print is 6.65%. Freddie Mac’s weekly 30-year, sourced today from the September 10 PMMS, is 6.76%, up from 6.71% the week before. The 15-year weekly is 6.09%. None of those figures is a lock or a personal APR. This afternoon’s weekday index has not been sourced here.
Saturday already said a weekend letter cannot vote for the FOMC. Friday already said the last weekday before this week is not a lock. Today’s split is narrower: the first weekday of the meeting week can name 7.12% as of September 11. It cannot name Wednesday’s statement. This desk has still not sourced a BLS CPI or PPI print. Weekly claims last cited here are 203,000. Invent none of those as this afternoon’s APR.
What should a Monday letter cite into the meeting?
Name 7.12% as of September 11 and say it is not a lock. Name 6.76% as of September 10 as the last weekly. If a newer official daily index publishes this afternoon, it gets its own dated note. Do not treat a chat-room fade, a hoped-for cut, or a rumor about Wednesday’s dots as that print.
Use the payment calculator only as a shape. Add tax and insurance. The result is not an approval. This publication does not originate loans or take applications. A lock belongs with a licensed originator after a named coupon.
FAQ
Did this site cite a new official daily 30-year on the morning of September 14?
No Monday-afternoon index has been sourced. The last official daily 30-year cited here is now 7.12% as of September 11, 2026, from Mortgage News Daily’s weekday survey.
Can a Monday pre-qual lock the September FOMC?
No. The meeting is September 15–16, 2026. The statement this site has named is still Wednesday. A Monday letter cannot vote. Neither is a personal APR.
Sources: Federal Reserve FOMC calendar (September 15–16, 2026 meeting; statement on the second day); Mortgage News Daily daily rate index (30-year 7.12% as of September 11, 2026; 15-year 6.65% same Friday; weekday survey; Monday afternoon print not sourced); Mortgage News Daily 30-year history (7.12% on September 11; 7.07% on September 10; 6.97% on September 9; 6.89% on September 8); Freddie Mac PMMS (weekly 30-year 6.76% and 15-year 6.09% as of September 10, 2026).