Lending desk · September 15, 2026
Day one of the FOMC is not the statement
Last updated:
Tuesday’s lending note is about the coupon we can name while the committee sits, not about inventing a vote. Monday already said the first weekday of FOMC week is not the statement. Mortgage News Daily’s Monday weekday index is now sourced: 7.17% as of September 14, up 0.05 from Friday’s 7.12%. The Federal Open Market Committee meets September 15–16. Today is day one. The statement is Wednesday. A Tuesday letter written during the session cannot lock it.
Last cited daily 30-year
Official weekday prints by as-of date, Aug 14 through Sep 14. Axis is cropped to the cited range. Read the tape note.
| As of | Rate |
|---|---|
| 2026-08-14 | 6.71% |
| 2026-08-17 | 6.73% |
| 2026-08-18 | 6.75% |
| 2026-08-19 | 6.72% |
| 2026-08-20 | 6.76% |
| 2026-08-21 | 6.77% |
| 2026-08-24 | 6.78% |
| 2026-08-25 | 6.74% |
| 2026-08-26 | 6.75% |
| 2026-08-27 | 6.75% |
| 2026-08-28 | 6.81% |
| 2026-09-11 | 7.12% |
| 2026-09-14 | 7.17% |
Four cited instruments
Different surveys. None of these is a lock. The 15-year and 10-year are the last figures named on this site.
What coupon can a meeting-day letter name, and what can it not lock?
Mortgage News Daily’s 30-year daily index was 7.17% as of September 14. The 15-year context from that same Monday print is 6.70%. Friday’s 7.12% print is now the prior weekday, not the last one. Freddie Mac’s weekly 30-year is still 6.76% as of September 10. The 15-year weekly is still 6.09%. None of those figures is a lock or a personal APR. This afternoon’s weekday index has not been sourced here.
Saturday already said a weekend letter cannot vote. Friday already said the last weekday before this week is not a lock. Today’s split is the calendar in the room: day one can name 7.17% as of September 14. It cannot name Wednesday’s statement, the dots, or the press conference. This desk has still not sourced a BLS CPI or PPI print. Weekly claims last cited here are 203,000. Invent none of those as this afternoon’s APR.
What should a Tuesday letter cite while the meeting is open?
Name 7.17% as of September 14 and say it is not a lock. Name 6.76% as of September 10 as the last weekly. If a newer official daily index publishes this afternoon, it gets its own dated note. Do not treat a chat-room fade, a leak from the first day, or a hoped-for cut as that print.
Use the payment calculator only as a shape. Add tax and insurance. The result is not an approval. This publication does not originate loans or take applications. A lock belongs with a licensed originator after a named coupon.
FAQ
Did this site cite a new official daily 30-year on the morning of September 15?
No Tuesday-afternoon index has been sourced. The last official daily 30-year cited here is now 7.17% as of September 14, 2026, from Mortgage News Daily’s weekday survey.
Can a Tuesday pre-qual lock the FOMC because the meeting started today?
No. The meeting is September 15–16, 2026. The statement this site has named is still Wednesday. A Tuesday letter cannot vote. Neither is a personal APR.
Sources: Federal Reserve FOMC calendar (September 15–16, 2026 meeting; statement on the second day); Mortgage News Daily daily rate index (30-year 7.17% as of September 14, 2026; 15-year 6.70% same Monday; weekday survey; Tuesday afternoon print not sourced); Mortgage News Daily 30-year history (7.17% on September 14; 7.12% on September 11; 7.07% on September 10); Freddie Mac PMMS (weekly 30-year 6.76% and 15-year 6.09% as of September 10, 2026).