Lending desk · September 8, 2026

A print day is not a sourced coupon

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Tuesday’s lending note is about the difference between a calendar and a citation. Mortgage News Daily’s daily index is a weekday survey. Labor Day was Monday, so today is the first day that survey can print after the holiday. That is a schedule fact. It is not a new 30-year this site has cited. The last official daily coupon named here is still 6.81% as of August 28.

What reopened this morning, and what did not publish here?

Lender desks are back. Secondary traders are talking. None of that is a dated Mortgage News Daily print on this site. Saturday’s note already said Labor Day would not print a coupon and that Tuesday was the next weekday index. Monday’s note already said the holiday does not move the September 15–16 FOMC. Today’s split is narrower: a print day is not a number we have sourced.

Until a Tuesday index is cited here with an as-of date, keep 6.81% as of August 28. The 15-year context from that same Friday print is 6.35%. Freddie Mac’s weekly 30-year remains 6.66% as of August 27. Weekly claims last cited here are 203,000. The last official monthly payrolls figure named here is July, down 23,000. August’s Employment Situation has not been sourced. PPI and CPI still sit on next week’s BLS calendars. Invent none of those as this afternoon’s lock.

What should a first-weekday letter actually cite?

Name 6.81% as of August 28 and say it is not a lock. If a newer official daily index publishes later today, it gets its own dated note. Do not treat a morning chat-room open, a lender teaser, or a hoped-for fade as that print.

Use the payment calculator only as a shape. Add tax and insurance. The result is not an approval. This publication does not originate loans or take applications. A lock belongs with a licensed originator after a named coupon.

FAQ

Did this site cite a new official daily 30-year on September 8?

No. Tuesday is a weekday survey day after Labor Day. The last official daily 30-year cited here is still 6.81% as of August 28, 2026, until a newer dated index is sourced.

Does a reopened lender desk replace Friday’s 6.81%?

No. A desk that is open is not Mortgage News Daily’s dated index. Keep the last cited coupon until this publication names a newer one.

Sources: Mortgage News Daily daily rate index (30-year 6.81% as of August 28, 2026; weekday survey; no sourced Tuesday print); Freddie Mac PMMS (weekly 30-year 6.66% as of August 27, 2026); Federal Reserve FOMC calendar (September 15–16, 2026 meeting); August 30 rate note calendar (Labor Day Monday, September 7, 2026; PPI and CPI the following week).

Stay on the desks, the dated notes, and the educational explainers. None of these pages is an application.

Mortgage Rates Sit at 6.81% Heading Into a Jobs-Heavy Week National 30-year index as of 2026-08-28.
National mortgage indexes and what they mean for buyers and owners
Existing-home turnover, new supply, and the lock-in effect
Cap rates, takeout costs, and land that still has to pencil
Vacancy, rent, and the operating brief
Treasury is open after Labor Day. This site has not cited a new 10-year close. Keep 4.73% from August 28 until a dated Tuesday curve is sourced.
Leasing offices and vendors are back after Labor Day. That is activity, not filled units. HVS did not print. Count the rent roll.
County clerks can record again after Labor Day. That is catch-up on specific files, not NAR existing-home sales. Listings still face 6.81% as of August 28.