Jumbo Loans for Luxury Homes

Finance high-value properties with jumbo loans up to $3M and beyond. Competitive rates and flexible terms for luxury home purchases and refinancing.

Jumbo Loan Advantages

High Loan Amounts

Finance luxury properties with loan amounts exceeding conforming limits up to $3M+.

Competitive Rates

Enjoy competitive interest rates that are often comparable to conforming loans.

Flexible Terms

Choose from various term options and down payment requirements to fit your needs.

When You Need a Jumbo Loan

Jumbo loans are required when your loan amount exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA).

$766,550 and above

$1,149,825 and above

Qualification Requirements

Excellent credit score (typically 700+)

Low debt-to-income ratio (typically under 43%)

Substantial down payment (10-20%)

Significant cash reserves

Documentation Needed

Complete income verification

Asset statements and bank records

Employment history verification

Property appraisal and inspection

Get pre-approved for a jumbo loan and unlock access to high-value properties.