Home Equity Line of Credit (HELOC)
Unlock your home's equity with a flexible credit line. Access funds as needed with competitive variable rates and interest-only payment options.
Why Choose a HELOC?
A HELOC offers flexible access to your home's equity with competitive rates and convenient features.
Flexible Access
Access funds as needed during the draw period. Only pay interest on what you use.
Competitive Rates
Variable rates that are typically lower than credit cards and personal loans.
Interest-Only Payments
During the draw period, make interest-only payments for maximum flexibility.
HELOC Features & Benefits
- Borrow up to 80% of your home's value minus your current mortgage balance
- 10-year draw period with 20-year repayment period
- No prepayment penalties - pay off early without fees
- Tax-deductible interest when used for home improvements
- Online account management and convenient access options
Popular Uses
- • Home renovations
- • Debt consolidation
- • Education expenses
- • Major purchases
- • Emergency fund
Quick Facts
- • Variable interest rate
- • Revolving credit line
- • Secured by your home
- • Fast approval process
- • Flexible repayment
Ready to Access Your Home's Equity?
Get pre-approved for a HELOC in minutes. Competitive rates and flexible terms available.