HELOC Calculator

Calculate your potential HELOC payments and see how much you can borrow against your home's equity.

HELOC Payment Calculator

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We're building a comprehensive HELOC calculator to help you estimate payments and borrowing power.

Estimate Payments

Calculate monthly payment amounts

Compare Rates

See different rate scenarios

Borrowing Power

Determine how much you can borrow

What is a HELOC?

A Home Equity Line of Credit (HELOC) is a revolving credit line secured by your home. It works like a credit card but typically offers lower interest rates.

  • • Flexible borrowing up to your credit limit
  • • Pay interest only on amount borrowed
  • • Use for home improvements, debt consolidation, or emergencies
  • • Variable interest rates (typically prime + margin)

HELOC vs. Home Equity Loan

HELOC

Revolving credit line, pay only what you use, variable rates

Home Equity Loan

Fixed lump sum, fixed payments, fixed rates

Ready to Apply for a HELOC?

Get pre-approved and see your personalized rates in minutes.