Comprehensive Mortgage Solutions
From first-time homebuyers to seasoned investors, we offer a complete range of loan programs designed to meet your unique financing needs and goals.
Our Core Services
Whether you're buying, refinancing, or investing, we have the right solution
- • Down payments as low as 3%
- • First-time buyer programs
- • Fast pre-approval process
- • Expert guidance throughout
- • Rate and term refinancing
- • Cash-out refinancing
- • Streamline refinancing
- • No prepayment penalties
- • Single and multi-family properties
- • Competitive investor rates
- • Portfolio lending options
- • Quick closing capabilities
Loan Programs Available
Choose from a variety of loan programs designed for different financial situations
Key Features:
- • Down payments as low as 3%
- • Loan amounts up to $766,550
- • Fixed and adjustable rate options
- • No mortgage insurance with 20% down
Best For:
Borrowers with good credit (620+) and stable income who want competitive rates and flexible terms.
Key Features:
- • Down payments as low as 3.5%
- • Credit scores as low as 580
- • Gift funds allowed for down payment
- • Assumable loans
Best For:
First-time homebuyers and borrowers with limited savings or credit challenges.
Key Features:
- • No down payment required
- • No private mortgage insurance
- • Competitive interest rates
- • No prepayment penalties
Best For:
Veterans, active military, and eligible surviving spouses looking for maximum benefits.
Key Features:
- • 100% financing available
- • Below-market interest rates
- • Flexible credit guidelines
- • Income limits apply
Best For:
Low to moderate-income buyers purchasing in eligible rural and suburban areas.
Key Features:
- • Loan amounts above $766,550
- • Competitive rates for large loans
- • Fixed and ARM options
- • Flexible down payment options
Best For:
High-income borrowers purchasing luxury homes or properties in expensive markets.
Key Features:
- • Construction-to-permanent loans
- • Interest-only payments during build
- • Flexible draw schedules
- • One-time closing process
Best For:
Borrowers building custom homes or major renovations requiring construction financing.
Our Simple Process
We've streamlined the mortgage process to make it as smooth and efficient as possible
Apply Online
Complete our secure online application in just minutes from anywhere.
Get Pre-Approved
Receive your pre-approval letter within 24 hours to strengthen your offer.
Submit Documents
Upload your documents securely through our online portal for processing.
Close Your Loan
Schedule your closing and get the keys to your new home in as little as 15 days.
Why Choose Fast Home Loan?
Experience the difference that personalized service and expertise make
Ready to Get Started?
Let us help you find the perfect loan program for your needs. Get your free consultation today.