Comprehensive Mortgage Solutions

From first-time homebuyers to seasoned investors, we offer a complete range of loan programs designed to meet your unique financing needs and goals.

Our Core Services

Whether you're buying, refinancing, or investing, we have the right solution

Most Popular
Home Purchase Loans
Make your homeownership dreams a reality with competitive rates and flexible terms.
  • • Down payments as low as 3%
  • • First-time buyer programs
  • • Fast pre-approval process
  • • Expert guidance throughout
Get Pre-Approved
Refinancing
Lower your monthly payments, reduce your interest rate, or access your home's equity.
  • • Rate and term refinancing
  • • Cash-out refinancing
  • • Streamline refinancing
  • • No prepayment penalties
Check Your Rate
Investment Properties
Build your real estate portfolio with specialized financing for investment properties.
  • • Single and multi-family properties
  • • Competitive investor rates
  • • Portfolio lending options
  • • Quick closing capabilities
Learn More

Loan Programs Available

Choose from a variety of loan programs designed for different financial situations

Conventional LoansPopular
Traditional financing with competitive rates and flexible terms for qualified borrowers.

Key Features:

  • • Down payments as low as 3%
  • • Loan amounts up to $766,550
  • • Fixed and adjustable rate options
  • • No mortgage insurance with 20% down

Best For:

Borrowers with good credit (620+) and stable income who want competitive rates and flexible terms.

FHA Loans
Government-backed loans with low down payments and flexible credit requirements.

Key Features:

  • • Down payments as low as 3.5%
  • • Credit scores as low as 580
  • • Gift funds allowed for down payment
  • • Assumable loans

Best For:

First-time homebuyers and borrowers with limited savings or credit challenges.

VA Loans
Exclusive benefits for military veterans, active duty service members, and eligible spouses.

Key Features:

  • • No down payment required
  • • No private mortgage insurance
  • • Competitive interest rates
  • • No prepayment penalties

Best For:

Veterans, active military, and eligible surviving spouses looking for maximum benefits.

USDA Rural Loans
Zero down payment loans for eligible rural and suburban properties.

Key Features:

  • • 100% financing available
  • • Below-market interest rates
  • • Flexible credit guidelines
  • • Income limits apply

Best For:

Low to moderate-income buyers purchasing in eligible rural and suburban areas.

Jumbo Loans
Financing for luxury homes and high-value properties that exceed conforming loan limits.

Key Features:

  • • Loan amounts above $766,550
  • • Competitive rates for large loans
  • • Fixed and ARM options
  • • Flexible down payment options

Best For:

High-income borrowers purchasing luxury homes or properties in expensive markets.

Construction Loans
Specialized financing for building your dream home from the ground up.

Key Features:

  • • Construction-to-permanent loans
  • • Interest-only payments during build
  • • Flexible draw schedules
  • • One-time closing process

Best For:

Borrowers building custom homes or major renovations requiring construction financing.

Our Simple Process

We've streamlined the mortgage process to make it as smooth and efficient as possible

1

Apply Online

Complete our secure online application in just minutes from anywhere.

2

Get Pre-Approved

Receive your pre-approval letter within 24 hours to strengthen your offer.

3

Submit Documents

Upload your documents securely through our online portal for processing.

4

Close Your Loan

Schedule your closing and get the keys to your new home in as little as 15 days.

Why Choose Fast Home Loan?

Experience the difference that personalized service and expertise make

Competitive Rates
We shop multiple lenders to ensure you get the best possible rate for your situation.
Fast Closings
Our streamlined process and experienced team can close your loan in as little as 15 days.
Expert Guidance
Our licensed loan officers provide personalized advice throughout your mortgage journey.
Technology Driven
Apply online, upload documents digitally, and track your loan progress in real-time.
Local Knowledge
We understand local markets and work with trusted real estate professionals in your area.
Exceptional Service
Our 4.9-star rating reflects our commitment to providing outstanding customer service.

Ready to Get Started?

Let us help you find the perfect loan program for your needs. Get your free consultation today.