Refinance Your Mortgage

Lower your rate, reduce payments, or access your home's equity Explore your refinancing options and see how much you could save.

Refinancing Solutions for Every Goal

Rate and Term Refinance
Lower your interest rate or change your loan terms
Cash Out Refinance
Access your home's equity for major expenses
HELOC
Home equity line of credit for flexible borrowing
Lower Interest Rate
Reduce your monthly payments with a lower rate
Reduce Monthly Payments
Lower your monthly mortgage payment amount
Shorter Loan Term
Pay off your mortgage faster with a shorter term
Switch Loan Type
Convert from ARM to fixed rate or change loan programs
Eliminate PMI
Remove private mortgage insurance from your loan

Benefits of Refinancing with Fast Home Loan

Lower Monthly Payments
Reduce your monthly mortgage payment by securing a lower interest rate or extending your loan term.
Access Home Equity
Tap into your home's equity for home improvements, debt consolidation, or other major expenses.
Faster Payoff
Switch to a shorter loan term to pay off your mortgage faster and save thousands in interest.
Eliminate PMI
Remove private mortgage insurance if your home value has increased enough to reach 20% equity.

When Should You Consider Refinancing?

Interest Rates Have Dropped

If rates are significantly lower than your current rate, refinancing could save you money.

Your Credit Has Improved

Better credit could qualify you for better rates and terms than when you first bought.

You Need Cash for Major Expenses

Cash-out refinancing can provide funds for home improvements, education, or debt consolidation.

Your Home Value Has Increased

Higher home values can help you eliminate PMI or access more equity through refinancing.

See How Much You Could Save

Get a personalized refinance analysis and discover your potential savings. Our experts will help you choose the best refinancing option for your goals.